High-Risk Home & Car Insurance in Sacramento
For some individuals, securing great insurance coverage isn’t easy. If you have been labeled as “high risk,” you may have a harder time finding the policy and the rates that you want. If you’re searching for coverage for your home, car, boat, motorcycle, or renter’s insurance, come to us at All County Insurance Services. We’re the leading high risk home insurance company in Sacramento. Even in high-risk cases, we’ll go the extra mile to get you the coverage you need, so you can breathe easy knowing your belongings are protected. Within our vast network of 40+ of California’s best insurance carriers, we’ll do the comparison shopping for you and put you in touch with a licensed agent near you. No matter where you live or what’s happened in the past, you deserve to be insured!
When shopping for insurance online, each carrier looks at a few different factors before they decide whether to offer coverage. All of these factors together determine your risk level, which affects things like your premium prices, coverage limits, and whether you get coverage at all.
We’re the top high risk home insurance company in Sacramento, offering coverage to people in many different situations.
For a car insurance policy, the following factors can increase your risk level:
- Previous at-fault accidents
- Very old or very young drivers
- Past DWI/DUI convictions
- Multiple traffic violations
- A car with poor safety ratings
For a home insurance policy, the following factors can increase your risk level:
- Home has previous insurance claims
- Home is located in a high-crime area
- Home is located in an area prone to floods or wildfires
- Home is partially or seasonally occupied
These factors, taken along with things like your credit history and previous insurance coverage, can make a huge difference in your ability to obtain a new policy. Even if you have been labeled as “high risk,” All County Insurance Services is here to assist you in finding the best rates for your home, car, and motorcycle insurance. You can count on us to fight for you, no matter what. Reach out to us, the top high risk home insurance company in Sacramento, today and start shopping for new insurance online. Fill out our form or call us at 877-436-7777 now!