|Why do ordinarily intelligent people – people we respect and honor – put off getting life insurance? Invariably, it’s always about time. They say they’ll worry about it tomorrow – or next week or next month. Then, of course, it turns into next year and the cycle repeats itself. While the idea of life insurance appeals to these people, something in their mindset just doesn’t want to deal with it.What happens when these people die? More importantly, what happens to their families? In a split second, the lives of their family members can be turned upside down. When a tragedy like that happens, it’s more than the loss they have to contend with. For the surviving spouse, it can be too much to handle, especially if there are children involved. Meeting their emotional needs is hard enough, but when you compound that with making the funeral arrangements and tending to the bills and having to make arrangements at work for bereavement time, it can be too much.
Yes, dealing with life insurance does take time. It takes time to choose the right policy and the right amount of coverage. It takes time to discuss the ramifications of the policy and it takes time to get evaluated for coverage. But, if these people would think about the time it takes to get everything squared away and then compare it to the years of life their loved ones will be living, it surely won’t seem like very much time at all. Who wouldn’t invest a couple of hours in order to gain a lifetime of security for their loved ones?
So, we come, full circle, back to thinking about life insurance. How much life insurance do you need? How much is too much? Is there such a thing as too much? You have questions, and we have answers. Shall we start with Term Life and work our way up to Whole Life? What about Universal? No matter where you start, the beauty of life insurance is that it can grow with you. It can grow to accommodate your lifestyle, your family, and your finances.
So, yes, take some time to think – but don’t PROCRASTINATE.
There’s too much at stake.