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    Could Cost of Insurance Rise for Facebook & Twitter Users?

    An article at Huffington Post has consumers wondering whether they could see their insurance costs rise because of their Facebook and Twitter use.

    The article states that, an insurance website, explains how Facebook, Twitter, Foursquare, Buzz, and other social media networks can greatly increase the risk of theft. There has been a number of cases in the past year that have found burglars to be using Facebook in order to know if their victims were currently in their home or out. Once the burglar knows the victim is away from home they make their move. This dangerous fact leads to believe that home insurance premiums could go up by as much as 10% for users of social media networks.

    Darren Black is the head of the Home Insurance department with and explains why social media users might be exposed to higher home insurance costs:

    “I wouldn’t be surprised if, as social media grow in popularity and more location-based applications come to fore, insurance providers consider these in their pricing of an individual’s risk. We could see rises of up to 10pc for people who use these sites.

    Criminals are becoming increasingly sophisticated in their information gathering, even using Google Earth and Streetview to plan their burglaries with military precision. Insurance providers are starting to take this into account when they are assessing claims and we may in future see insurers declining claims if they believe the customer was negligent.”

    Source: Huffington Post

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